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Retirement - Retirement Portfolio - Plan Retirement - Saving Retirement

Retirement Gift - Retirement Arrangement - Financial Retirement - Retirement Investing






Retirement Planning And Your Finances

Credit Cards: Having a credit card is often a necessity for most senior citizens – from paying for medicine and emergencies to booking a vacation. But for seniors living on a fixed income, there are concerns about carrying a large balance from month to month and running up significant interest charges. In the worst cases, the debt becomes unmanageable and a major source of stress for the account holder and the family. Another problem for seniors is having too many credit cards. That's becau........ Read More

Planning For Retirement Activities

Retirement doesn’t mean the end of an active lifestyle. Quite the contrary, it opens up new opportunities for many new activities. Some retirees substitute voluntary community work for their former work. This gives definition or meaning to their roles after retirement. Household work, volunteer work, family roles and community service actually increase after retirement. The familial roles of grandparents increase because of the expanded time available for travel. The skills and knowledge ac........ Read More

Properly Planning For Financial Retirement

The vast majority of people reading this will never receive the benefit of social security for the purpose of retirement-unless of course serious adjustments are made in the current system. There are simply too many people living much longer than anticipated. At the same time, regardless of how much you've managed to pay into social security over time it is doubtful that anyone could live on the amount of money they would receive in social security benefits even if they had no other significan........ Read More

Retirement Plans For Solo Entrepreneurs

Saving for retirement is even more important for solo-entrepreneurs because you don’t have a company sponsored pension plan or matching 401K contributions to rely on. There are many retirement plans available to self employed individuals and small businesses. Which one is right for you? Here is just a sample of the retirement plans available to solo-preneurs and small businesses: Roth IRA – although this is not just for solo-preneurs, this is the first place you should look to save if ........ Read More

Retirement Income Planning: Mutual Funds

When willing to invest in mutual funds for Supplemental Retirement Income Planning, you have millions of alternatives. It is always important to analyze the plan, its limitations and the risks you will be running, and thus, it would be easier for you to narrow your alternatives. For this matter, it could be helpful to get in contact with a Retirement Income Planning financial professional. Mutual funds are classified in three main categories that differ in regards to their risks, features a........ Read More

Types Of Retirement Plans

We all know that there is a growing need in this country to take our retirements into our own hands if we want the funds necessary to have any quality of life upon retirement. The problem is that most of us have no idea where to begin when it comes to financial retirement planning or investing. The sad news is that for most of our lives retirement was something that was taken care of if we put in an honest lifetime of work. However, the climate has changed and the retirement funds that many of........ Read More

Do It Now! Start Planning Your Retirement Strategy

Financial Planning for Retirement You've worked hard all your life and one day the big day will arrive - you'll retire. For now it probably still seems a long way into the future, but the reality is that the sooner you get ready for retirement, the more you'll benefit when that day comes. Starting in your 20s or 30s is the best time to start planning financially for your retirement, but most of us are a lot close to retirement before we really get serious about preparing. But if you've ever h........ Read More

How To Plan Your Retirement Abroad

A growing number of international citizens are contemplating the concept of taking early retirement, escaping the hectic monotony of the daily grind and retiring abroad in a low cost location to make the most of their retirement savings. If you'd like to live overseas to escape the high costs of living associated with countries such as American and Britain for example, this is a guide to planning your retirement abroad so that you don't run out of money, you don't run out of friends and you ne........ Read More

Retirement Planning And Why It's Dumb

Know what? just this morning, before I popped open my laptop, a heretical thought crossed my head. It's this: planning and anticipating your retirement is like insurance policy. Never Ever take it as the sole reward to the years of working. Simply, it is a mere hedge against what we all fear at the end of life: becoming so decrepit,that we can't physically mow lawns to buy ourselves a Happy Meal. To my mind, retirement as the final goal of an executive is darn stupid for three critical reasons........ Read More

Have You Properly Planned Your Retirement?

Gone are the days of the past when people went from years of labor only to go home and live a rather stale and stagnate lifestyle until reaching death. Today's retirees are more active than ever. Unfortunately, those activities take money and unless you're planning to sit at home and wait for death you should be making plans to take care of all those things you wish you had done earlier in life once you retire. While you are planning for your financial retirement you should also take the ti........ Read More

Planning Your Financial Retirement

While there was once a standard age for retirement in this country and people could count on their company pension plans or retirement funds to get them through their twilight years we are finding that people are often living longer than their funds intended and that their quality of life in these years is much better than in decades past. In fact, we are seeing a growing number of retirees that are dedicated to health and good, clean, fun living. This is something almost unprecedented through........ Read More

Planning For Your Retirement Tips

When you are planning for your retirement, a 401K plan is a good place to start. This a very special account that you fund with pre-tax earnings and is deducted from your paycheck each pay period. These funds are then invested in a variety of bonds, mutual funds, and stocks, and no taxes are charged upon it until the funds are withdrawn from the account. Congress created this in the early 1980’s and is used as a vehicle for saving for retirement. There are many benefits of a 401k plan that can........ Read More

Early Distributions From Retirement Plans

An early distribution from an Individual Retirement Arrangement (IRA) or a qualified retirement plan need not be a “taxing” experience. Fortunately, there are exceptions to early distributions. Any payment that you receive from your IRA or qualified retirement plan before you reach age 59½ is normally called an “early” or “premature” distribution. As such, these funds are subject to an additional 10 percent tax. But there are a number of exceptions to the age 59½ rule that you sho........ Read More

Why Plan For Retirement?

This is a question that I come across quite often when researching and discussing retirement planning and options. Despite the constant news coverage of impending doom in regards to Social Security many Americans are still counting on their social security payments to support them through their retirement. The sad fact is that it simply isn't possible because the money isn't there. Sadder still is the fact that even if the money were there, it is doubtful that it would be enough to get the ave........ Read More

Retirement Planning For The Stay-at-home Mom

When you first plan on staying home with your children, probably the first thing you do is take a look and see if you can afford it. You cut back on cable TV, buy older cars, lose retirement benefits… Whoops! Most moms don't seem to be thinking about what being a stay-at-home mom does for her retirement package. The years spent not working have a huge impact, however, when you decide to retire, so you need to plan now. Let's start by looking at what you're losing for your retirement. No 401(........ Read More


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Candetti Articles

Retirement Retirement Portfolio Plan Retirement Saving Retirement
Retirement Gift Retirement Arrangement Financial Retirement Retirement Investing
Retirement Future Retirement Strategies Retirement Income Retirement Communities
Retirement Living

Candetti Books

Retirement Retirement Portfolio Plan Retirement Saving Retirement
Retirement Gift Retirement Arrangement Financial Retirement Retirement Investing
Retirement Future Retirement Strategies Retirement Income Retirement Communities
Retirement Living

Candetti





imageedit_5_3949838586

Website Investments