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Retirement - Retirement Portfolio - Plan Retirement - Saving Retirement

Retirement Gift - Retirement Arrangement - Financial Retirement - Retirement Investing

Why Saving For Retirement Is Important

Whether you are 20, 30, 40, 50, or 60 years of age, are you planning for retirement? If not, you should be. Unfortunately, many individuals do not understand the importance of planning for retirement. If you are one of those individuals, please continue reading on for information that will likely change your outlook on planning and preparing for your retirement. The greatest reason why you should save for retirement is because it is your life. The amount of money that you save for retir........ Read More

Saving For Retirement At 20

Are you around twenty years of age? If you are, retirement may be the last thing on your mind. With that said, it should be at least towards the forefront. Why? Because the amount of money that you are able to save throughout your lifetime can have a significant impact on your future, the amount of money you have, and how you live until you die. Do you really want to be homeless or living with family when you should be able to support yourself? One mistake that many men and women make ........ Read More

Saving For Retirement At 50

Are you fifty years of age? If so, are you prepared for retirement? For many, retirement is just around the corner, about at the age of sixty. While some individuals will find themselves in good financial standing, many more see just how unprepared for retirement they are. If you are unprepared for retirement, there is good news. That good news is that it isn’t too late to start saving. If you just turned fifty, you likely have a little bit more than ten years to save. While it wonâ........ Read More

Saving For Retirement When Working From Home

Are you self-employed? If you are or even if you are a home based worker who is employed as a contractor for another company, you may be disappointed to learn that you are, essentially, on your own when it comes to retirement. Those who work from home are responsible for saving and setting up their own retirement accounts. Unfortunately, this leaves many men and women regretting their decision to work from home. Planning for retirement when working from home or when self-employed may see........ Read More

Stretching Your Retirement Savings

There is what we call in business a “paradigm shift” when you move from the working world to the world of retirement. A paradigm shift means that the rules we live by and the economy that regulates our lives will change dramatically. Whether you have a large retirement package or you have retirement savings that are going to take some care to stretch out, you will begin to live on a fixed income and stretching your retirement savings will become a hobby, a passion and a lifestyle that yo........ Read More

Tax Credits For Retirement Savings

It is a well-known fact that Americans are miserable failures when it comes to saving for retirement. Well, the government is offering tax credits to change this for some of us. Tax Credits for Retirement Savings Social security is going to be under siege as baby boomers hit retirements. Fortunately, many baby boomers have put away piles of cash in 401ks and IRAs. Regardless, most people fail to do all they can in this regard. In an attempt to motivate us taxpayers to save as much as we can fo........ Read More

Saving For Retirement At 40

Are you in your forties? If you are, retirement may be something that you occasionally think about. After all, you have been in the workforce long enough to wish you could get out of it. With the right retirement plan, you may be able to do so a little bit sooner than originally planned. Of course, retiring a year or two early sounds nice, but it isn’t as easy as you may have thought. The good news is that you are at the right time in your life. The amount of money that you are able ........ Read More

Tips For Saving For Retirement

Are you concerned with retirement? If you aren’t, you should be. Of course, retirement is nothing that you have to be worried or fearful about, but now is the time for you to start planning. In all honesty, it doesn’t matter whether you are 25 years old or 55 years old. It is never too soon to start planning for your retirement years. The first step in saving for retirement is to determine how much money you need to save. When doing so, be sure to keep inflation costs in mind. The........ Read More

Investing For Retirement While Saving For Health

Any time of year can be the right time to consider setting up a Health Savings Account (HSA). If you need a new way to reduce taxes while you put money away, an HSA may be just the thing for you. These high-deductible health insurance plans coupled with IRA-style savings accounts are really pretty easy to understand, offer a number of benefits and are becoming more popular. What is an HSA? HSAs were developed to maximize your savings on health insurance while providing a valuable tax break. T........ Read More

Conquering The Skill Of Saving For Retirement

There is no magic to getting financially ready for retirement. We all wish we could come up with some amazing way to put money back for retirement such as the famous genie in the Aladdin’s lamp. But if that genie came up and we asked him for a way to get ready financially for retirement, his answer would be short and to the point – “Start Saving!”. But for millions of people in the working world, it’s hard to save. You need every dime you have to pay the bills, get the kids thr........ Read More

Saving For Retirement At 60

Are you sixty years old? If you are, you may be preparing for retirement. As excited as you may be about no longer have to work, can you really afford the transition? If you haven’t been preparing for retirement, it isn’t too late to get started, but you need to get started now. The first thing you will want to do is start contributing to your 401(k) program. At this point in your life, any contributions that you can make, you should. At the very least, contribute 5% of your income........ Read More

The Retirement-savings Vs. College-savings Dilemma

Before a child is born, every parent considers (even if briefly) the cost of raising a child and to put them through college. And the question about saving money that you’ll consider at some point is: how do I evaluate whether I should be saving for my own retirement or saving for the kids’ college? The obvious answer is to save for both. But few young parents have the earning power and lifestyle discipline to have extra money left over at the end of the month. It simply isn’t practical f........ Read More

Saving For Retirement In The New Economy

Let’s face it. Most of the financial advice out there says something like this, “If you make on average $60,000 per year…” Most of the advice is designed for baby boomers about to retire. The young generation 35 years-old and under are not going to relate when their incomes range from $25,000 to $40,000. True their income may rise someday but there is a good chance it could decrease with the onslaught of lay-offs, downsizing and cost cutting. The wages their parents earned who worked at ........ Read More

Juggling Retirement And College Savings

Most parents want to pay for their children’s college education, or at the very least help pay for college. While it would be great for your children to be able to start like after college without student loans to pay off, the cost to parents may be too high. The average annual cost of a 4-year public college is $12,127 (source: The College Board’s Annual Survey of Colleges, 2005-2006), with 4-year private schools averaging $29,026 a year. College costs have been outpacing inflation by r........ Read More

Saving For Retirement At 30

Are you in your thirties? If you are, retirement may be something that you occasionally think about. If not, now is the time to start. While there are a number of benefits to saving for your retirement years when you are in your twenties, it is imperative that you start in your thirties. If not, you may find yourself with little or no money to retire with. One of the easiest ways to set aside money for your retirement years is by saving money. Take any bit of money that you are able to ........ Read More


Candetti Articles

Retirement Retirement Portfolio Plan Retirement Saving Retirement
Retirement Gift Retirement Arrangement Financial Retirement Retirement Investing
Retirement Future Retirement Strategies Retirement Income Retirement Communities
Retirement Living

Candetti Books

Retirement Retirement Portfolio Plan Retirement Saving Retirement
Retirement Gift Retirement Arrangement Financial Retirement Retirement Investing
Retirement Future Retirement Strategies Retirement Income Retirement Communities
Retirement Living



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