If you are planning on retiring there are pit falls that you need to plan for. The myths about retirement need to be dispelled. You need to try to predetermine your temperament for retirement, structure your time and develop strategies for handling the financial realities. This book will help you make the right decisions for what could be the most joyful time in your life.
Why is retirement planning different for women? Women are completely comfortable talking about many "M-word" topics: their marriages, motherhood and their mothers, merlots and martinis, mammograms and menopause. But, bring up money and the conversations often screech to a halt. Ask how prepared a woman is for retirement and she can tell you the exact date when she wants to retire, but not how much money she'll need for a 30-year retirement. In this thought-provoking, but non-traditional, fun approach to planning for a woman's retirement, Marcia Mantell guides women through the key questions they'll need to answer before they will be prepared to retire. In What's the Deal with Retirement Planning for Women?, you'll get realistic perspectives on retirement in the new era, a treasure trove of resources to get started, and practical examples of how other women are dealing with redesigning and reinventing retirement. Ten key questions are discussed and you may be surprised by the answers! While no two women will have the same retirement or financial resources, there are common topics that each woman needs to address. While this book offers financial information, it also focuses on how to start defining your future years, how to use the skills of running your household to manage your retirement, and why doing what you love will continue to be a key activity in retirement. It also provides a critical overview into Social Security, which is often the foundation of income for most women in retirement. This book should help you feel more confident and empowered to own your own retirement and future. It will give you a terrific roadmap for how to plan for the future you deserve and help you to make your retirement the best time of your life!"
As the U.S. Population ages, retirement is becoming an increasingly important life stage. Pension and retirement plans are crucial to the financial well-being of older citizens and key determinants of their standard of living. Many varieties of pension plans are currently offered, and employers have an interest in these plans because a good pension plan can help an employer attract, retain, and motivate a competent workforce. In some cases, the employer's financial health can depend significantly on the financial health of its pension plan. When employers make decisions regarding pension and retirement plans, they are making decisions that have high stakes for both their employees and the employer itself. Poor decisions can lead to intense scrutiny, sometimes by the media or in the courtroom. Good pension decision making can provide a secure future for the employer and its employees.
This eye-opening volume examines ways in which religious institutions can be misused to mask illegal financial dealings, and steps law enforcement can take to combat these criminal activities. The chapters review legal rights and responsibilities of churches and the types of loopholes that can allow unscrupulous practices to flourish. This book offers local and global proposals for the study and practice of improving financial transparency for religious organizations, and assessing and curbing monetary crimes within their ranks. A sampling of criminal cases of financial wrongdoing by churches and temples spotlights the ingenuity involved in such scams as well as in the ongoing fight against them. Included in the coverage: * Religious freedom in the U.S. and Brazilian constitutional orders * Government regulation of religious organizations * Criminal investigations and cases involving financial crimes practiced by and through religious institutions * International religious activities and legal cooperation for repatriation of assets * Payments through illegal and disguised means, and the misuse of churches, temples, and charitable organizations *Proposals to improve the war against financial crimes within temples and churches Its unique subject matter and depth of information makes Churches, Temples, and Financial Crimes distinctly useful for professionals involved in efforts to curb this form of crime, particularly law enforcement personnel, prosecutors, and judges.
Financially speaking, life is a football game and you are the quarterback. You and your team have moved the ball all the way from your own end zone to the 10 yard line on the opposite end of the field. The twin uprights of the goalpost are right in front of you. The score is close. You must score a touchdown and an extra point to win the game. The clock is a big factor. Call the wrong play here and you could lose the ball. At the beginning of the game, time was unimportant because you had plenty of it. Now, however, every second counts. What do you do? Run? Pass? It's a big decision. The coach calls timeout and you jog with your teammates to the sideline. Coach is a veteran of many such games and has seen this same situation many times before. Fortunately, he has a game-winning strategy. It fits the situation perfectly. Now you are confident you can win the game. Successful retirement is no game, but it does require strategy. And, like many game situations, a wrong call at the wrong time can end in financial disaster. The right call can provide decades of worry-free retirement. If you are near your retirement "end zone," you have worked hard, saved diligently and invested with care. Soon, you will move from the workaday world to enjoying the fruits of your labor, living life on your own terms at last - IF, that is, you don't fumble the ball. You can call your own plays, or YOU CAN READ THIS BOOK AND SEE WHAT AN EXPERIENCED RETIREMENT COACH HAS TO SAY!