This book is written to assist you in identifying the topics that pertain to you and in developing a realistic plan to get your arms around what you've already saved for retirement and start planning seriously for the future. If you're like a lot of people, you have probably changed jobs - or even careers - many times over the years. You probably weren't thinking too much about retirement, even if you did participate in one or more employer-sponsored retirement plans and opened a few registered individual retirement accounts (IRAs). Having reached your midlife years, there's a good chance you have a collection of plans and accounts scattered around, although off the top of your head, you may not know exactly where they all are and what each is invested in. Now it's time to get organized. This may seem like a daunting task. For starters, if record-keeping is not your forte, you may be unsure of where to start your search. Feeling unsure that you'll like what you find, you may have procrastinated. That is why I wrote this book - because we know that having some guidance can help you take the steps you need to in order to help secure your future.
Makeshift FamilyAbram Cooper has ten months to turn rough Minnesota country into a vibrant town, or his sister-in-law will take his three sons back to Iowa with his blessing. Until then, Charlotte Lee has agreed to keep house and help raise his children as part of their bargain. But can the single father fulfill Charlotte's requirements in time to make sure that she and his boys don't leaveand take his heart with them?Charlotte is convinced that the wilderness is no place to raise her nephews. But as she watches the community slowly develop, she sees that Abram just might be able to make it blossom. With three little matchmakers bringing her and Abram together, Little Falls could become not just a flourishing town, but the perfect home for their patchwork family."