Do you want to own your own home? Be free of crippling mortgage payments? Enjoy a comfortable retirement? Treat family and friends? Enjoy holidays whenever and wherever you choose? Privately educate your children?Whatever your financial circumstances, Paul Banfield shows how - by taking control of your finances - you can change your life and make your dreams a reality.Find out how to: Break free of all debt.Make quick and easy money.Build a portfolio.Play the syndicates.Speculate to accumulate.Choose the best advisers and avoid the sharks.Quit when you're ahead.Protect your income and pass your wealth onto those you love.Don't delay! Take your first step on the road to a better, more prosperous and stress-free life.
A step by step guide to building financial security for yourself and your family. This is a simple, easy to read book that covers the basics of financial wealth building in a practical and easy to understand manner. Topics include Spending and Saving, Retirement planning, Creating a Rainy Day fund, Buying a car and house, Insurance, Investment Strategies and Investment Techniques.
As the U.S. Population ages, retirement is becoming an increasingly important life stage. Pension and retirement plans are crucial to the financial well-being of older citizens and key determinants of their standard of living. Many varieties of pension plans are currently offered, and employers have an interest in these plans because a good pension plan can help an employer attract, retain, and motivate a competent workforce. In some cases, the employer's financial health can depend significantly on the financial health of its pension plan. When employers make decisions regarding pension and retirement plans, they are making decisions that have high stakes for both their employees and the employer itself. Poor decisions can lead to intense scrutiny, sometimes by the media or in the courtroom. Good pension decision making can provide a secure future for the employer and its employees.
This book is about governing well for the future. It investigates the nature of, and the conditions for, prudent long-term democratic governance in a dynamic, complex, and uncertain world, the reasons why such governance is politically challenging, and how such challenges can best be tackled. In particular, it addresses the problem of 'short-termism' - or a 'presentist bias' - in policy-making; that is, the risk of governments placing undue weight on near-term considerations at the expense of a society's overall long-term welfare. As such, the book traverses both normative and empirical issues. The approach is primarily qualitative rather than quantitative.