Living near the water is a lifelong dream for many people. So when retirement time arrives, moving to a lakeside town or seaside community is a natural inclination. The trick is to find a place to retire near the water that is reasonably priced. Here we have 35 towns that sit next to a lake, have a lake within their boundaries or are along a river or seacoast. They have a cost of living that meets the national average or is below the national average. They also have a crime rate that is equal to or below the national rate. No place is perfect, however, so we point out each town's potential drawbacks. We also look at population, climate, home prices, percentage of residents age 45 or better, medical facilities, public transportation, crime rates, political leanings and more.
This book analyzes the consequences that would arise if Germany's means-tested unemployment benefits were replaced with an unconditional basic income. The basic income scheme introduced is based on a negative income tax and calibrated to be both financially feasible and compatible with current constitutional legislation. Using data from the German Socio-Economic Panel (GSOEP) the author examines the impact of the reform on the household labor supply as well as on both poverty and inequality measures. It is shown that by applying reasonable values for both the basic income and the implied marginal tax rate imposed on earned incomes, efficiency gains can be reconciled with generally accepted value statements. Furthermore, as the proposal includes a universal basic income for families, child poverty could be reduced considerably. The estimates are based on the discrete choice approach to labor supply.