Don't let a lack of understanding get in the way of planning a secure financial future for yourself or your loved ones. In this invaluable primer on personal finance and retirement planning, money expert Leonard P. Cole provides the information and know-how you need to wade through the piles of conflicting information surrounding consumers today. Cole encourages people to take a long, hard look at the difference between the things they want and the things they actually need in life-and then to incorporate that distinction into their retirement planning. Drawing from years of experience working with families on their income taxes, Cole understands what people need to know in order to make sound financial decisions for themselves. Using easy-to-understand terminology and writing in a lighthearted tone, he makes even the complicated and daunting world of personal finance and retirement comprehensible. Don't waste another day spinning your wheels. Educate and equip yourself to make wise financial decisions today so you can sit back and watch the future unfold with peace of mind-the kind that only comes from knowing that you have a plan and are sticking to it.
Drawing upon quantitative data gathered from the U.S. Census and U.S. Department of Education, as well as interviews with students from a variety of socio-economic and ethnic backgrounds, Lower Income Students and The Perpetuation of Inequality examines the question of who really benefits from public higher education. It engages with questions of social capital, opportunity, funding and access to education, presenting a rich discussion of social mobility, the value of college education and the impact of education upon the redistribution of income. A thorough exploration of the real impact of college on American society, this volume will appeal to social scientists with interests in education, social capital, social stratification, class and social mobility.