Rescuing Retirement offers a solution to one of America's biggest challenges--and a path to financial security for millions of retirees. Over the next two decades, almost 10,000 Americans will reach retirement age every single day. They deserve to live their older years in dignity. Instead, they will experience a dramatic drop in their standard of living. Our country is on a path that will lead to rates of impoverishment for senior citizens not seen since the Great Depression. The reality is America's retirement system is broken. Rescuing Retirement charts a visionary, bipartisan, and surprisingly simple way to solve this problem:
401(k)-The Path to a Prosperous Retirement: Avoid the Traps. Find the Money. presents the fundamental information that will help individuals understand the various types of retirement accounts that take their category name-the 401(k)-from the Internal Revenue Service provision that authorizes them. Widely used by people who desire to prepare for their retirement years, the 401(k) can become, as the title suggests, "the path to a prosperous retirement." In this plainly worded guide, Vivian R. McDougle covers the topics one needs to understand both to "avoid the traps" and to "find the money." 401(k)-The Path to a Prosperous Retirement covers subjects like the workings of the stock market, the characteristics of a 401(k) account, the types of retirement accounts, the management of job changes, the workable retirement plan, and the best arrangements for getting the most out of one's accounts. If you know that you plan to retire, but have felt intimidated by the prospects of setting up a 401(k) and beginning a savings plan, then 401(k)-The Path to a Prosperous Retirement will give you just the right level of detail to get you started on the path to a retirement in which you have the funds to do what you plan for those years after your work is ended.
All About Retirement Planning: A Very Quick Guide It's never too late to start saving for the retirement you've always wanted. Do you want to learn about how to properly plan for your retirement but aren't sure where to start? Our team of experts has done all the hard work for you by creating this easy, step-by-step guide. Achieve your dream of a financially secure retirement with our sensible, ready-to-implement advice. Retirement Planning at Any Age See page 15 10 Steps to Start Saving Today See page 24 6 Essential Social Security Tips See page 95 All About Retirement Planning will help you stop making excuses and start taking control of your finances, your retirement, and your future."
"We cursed the little dark green, high-wing aeroplanes. We knew that one of them in the area would precede a barrage and we tried our hardest to shoot them down. We dreaded those little observation aeroplanes- they were the angels of death to us." -Captured German Officer, 10th SS Panzer, after Falaise. The average pilot, despite sometimes having a swaggering exterior, is entirely capable of such feelings as love, affection, intimacy and caring. However, these feelings rarely involve anyone else.
In many countries, social security and related government programs provide strong incentives for workers to leave the labor force at a young age. Research has shown that disability insurance programs can play a large role in the departure of older persons from the labor force, as many workers pass through disability insurance on their path from employment to retirement. But what is the real effect that disability insurance programs have on labor-force participation in different countries? InSocial Security Programs and Retirement Around the World, renowned economist David A. Wise authoritatively tackles this question. Fifth in the series, this volume's research encompasses the globe, traveling from Belgium to Canada to Japan and the United States, and covers the provisions of disability insurance programs as well as other pathways to retirement in over twelve countries. Presented in an easily comparable way, the findings inSocial Security Programs and Retirement Around the World have profound implications for how the provisions of a country's disability insurance program affect retirement.